Many people want to live in Bend, but they still want the feel of the country and not so much the city life. It is completely possible, Bend has several areas where lots are at least an acre. The list below are just a few of the choices currently available in Bend Oregon with at least an acre of land.

Many of the homes with acreage are perfect for horses, many have spectacular views of the Cascade Mountains.

Full List of Bend Oregon Homes on Acreage

One of the great things about Central Oregon is the sunshine, which makes for perfect golfing for many months of the year.  Most of the communities in Central Oregon feature at least one golf course and many have multiple golf courses.  Bend, Prineville, Sunriver and even La Pine has golf courses.  Many of the golf courses are well known from some of the events held in Central Oregon. The LPGA and Jel-Wen Traditions have both contributed to Central Oregon Golf Courses being brought to the worlds spotlight.

Central Oregon Golf Course Home List

Golf Course homes come in all shapes and sizes.  Most will have lots of natural light, because they tend to have big expansive windows overlooking the golf course.  Many of the golf course homes in Central Oregon have great outdoor living spaces.  Decks overlooking the golf course are very popular in the Central Oregon Real Estate market, and what a better way to spend an evening that just sitting and enjoying the beauty of the views.

Broken Top Homes For Sale

Broken Top is one of the most desirable neighborhoods in Bend Oregon. Broken Top is located on the West side of Bend perched on the foot hills of the Cascades.  The views from Broken Top can be amazing, and the most prominent is Broken Top, Mt. Bachelor and the Three Sisters.

Homes in Broken Top can be purchased in the mid $200,000 up to multimillion.  Broken Top features many types of homes from cottages, to large homes on the golf course.  If you are looking for a great home on the west side of Bend Broken Top may be a great option for you.

Looking for a condominium in Bend?  The choices are endless, from the Old Mill to Inn of The Seventh Mountain, on the Deschutes River or near St. Charles the choices are endless.  Pricing of condos in Bend is as varies as the locations, you can find condos in Bend any where from $50,000 (occasionally under) to almost a million.

Remember when purchasing a condo  you will want to know a few details about the Home Owners Association (HOA) what the fees are, what those fees cover and so on.  One of the most popular features of a condo vs a home is that the HOA almost always covers the insurance on the structure and the exterior maintenance.

Your List of Bend Condos For Sale (click for full list)

There are two basic types of USDA Loan Products, the direct and the indirect.  A direct USDA loan is a low income loan with really low interest rates which a purchase is funded directly from USDA.  The direct USDA loan can be a very slow and painful process as the buyer and seller at the mercy of the funding of the program, money comes and goes through this program and often times a closing can be delayed for months.

Today however, we are going to talk about an indirect USDA loan which is works very similarly to a standard loan. What makes a USDA loan appealing to many is that you can finance 100% of the purchase price.  Now that does not mean you can buy a home and not have it cost you anything.  There are costs associated with purchasing a home which typically run just from just under $2,000 to about $5,000 on a $150,000 purchase.  The difference comes in whether or not the seller will agree to pay your closing costs.

So, what should you expect to need the funds for and when do you need them – the list below will help you understand what the costs of purchasing a Bend home with a USDA loan is;

• Earnest Money – a typical earnest money for a home that qualifies for USDA is between $500 and $1000 these funds do go towards the purchase of the property and sometimes these funds can be refunded at the time of closing but not all the time.  These funds will be cashed by the title company upon acceptance and they will sit in escrow throughout the purchase process.
• Home Inspection, most home inspections run under $500 and most home inspectors want to be paid at the time of the inspection.  The home inspection is typically done within 10 business days of the seller accepting your offer.
• Appraisal, the appraisal is ordered by your lender and your lender will collect the fee from you prior to ordering the appraisal.  The appraisal is generally ordered about the same time as the home inspection happens. A typical appraisal will cost about $500 to $600.
• If your seller does not pay closing costs there will be closing costs at the time you close the deal which will be 30 to 45 days if all goes well after your seller accepted your offer.  These costs can and should be calculated at the time you write your offer, although they will be an estimate they should be pretty close.

Not all homes in Bend qualify for the USDA loan, most of Bend in fact does not.  However there are homes that do, these homes are outside the city limits generally.  Deschutes River Woods is one neighborhood that does typically qualify for a USDA loan.

Homes for Sale in Deschutes River Woods That Qualify for USDA Loans